Drivers
and Hourly Employees
2007 Summary of Benefits:
Health, Dental & Vision Insurance all
available
Paid Time Off for Vacation
Paid Holidays, Jury Duty and Funeral Leave
FREE Short Term Disability
Insurance
FREE Accidental Death Insurance
FREE Life Insurance
401k Plan with 50% Company Match
Flexible Spending Accounts Available
Tuition Reimbursement
See below for details:
Effective: After one year of continuous
employment.
Benefit: 1 week earned after one year of
continuous employment
2 weeks after 2 years
3 weeks after 10 years
4 weeks after 20 years
Effective: First holiday following employment.
Benefit: Provides six paid holidays.
·
New Year’s Day
·
Memorial Day
·
Independence Day
·
Labor Day
·
Thanksgiving Day
·
Christmas Day
Jury Duty
Employees are paid an hourly rate for
each day served as a juror.
Bereavement Leave
Employees are paid at the regular rate
of pay for up to 2 days when a death occurs in the family and up to 4 days when
the funeral occurs out of town.
Health Coverage:
Blue Cross Blue Shield of
Available: After 3 months of continuous employment.
Plan A
Deductible $750—3
x family
Out of Pocket Max $3,000
Co-pay primary $20
Co-pay specialist (Deductible/coinsurance)
Coinsurance 80/20%
(in network)
Prescriptions
Generic $5 co-pay
Preferred $40 co-pay
Non-preferred $60 co-pay
Plan
B
Deductible $550—3
x family
Out of Pocket Max $2,500
Co-pay primary $20
Co-pay specialist $40
Coinsurance 80/20%
(in network)
Prescriptions
Generic $5 co-pay
Preferred $30 co-pay
Non-preferred $50 co-pay
Plan
C
Deductible $150
Out of Pocket Max $750
Co-pay primary $15
Co-pay specialist $35
Coinsurance 90%/10%
(in network)
Prescriptions
Generic $5 co-pay
Preferred $25 co-pay
Non-preferred $40 co-pay
Available:
After 3 months of continuous employment.
Standard
Deductible $50
Preventive 100%
Basic 80%
Major 50%
Orthodontia 50%
Orthodontia
Lifetime Maximum $1,000
Annual
Maximum $1,000
Deluxe
Deductible $50
Preventative
100%
Basic 80%
Major 80%
Orthodontia 50%
Orthodontia
Lifetime Maximum $1,000
Annual Maximum $1,250
Vision Plan: Spectera
Available: After 3 months of continuous employment.
In-Network Out-of-Network
Eye Exam 100%
up to $40
Frames 100%
up to $45
Necessary Contacts 100%
up to $210
–Covered-in-full
contacts 100%
up to $150
–all other elective contacts
up to $150 up to $150
Spectacle Lenses
–Single Vision 100%
up to $40
–Bifocal 100%
up to $60
–Trifocal 100%
up to $80
–Lenticular 100% up to $80
$15
Exam co-pay $30 Materials co-pay
Pre-Paid Legal
Plans
Commercial Driver Legal Plan (CDLP) covers employee and spouse/domestic
partner in any vehicle you are licensed to drive. Coverage includes:
representation for: serious moving traffic violations, tragic accidents,
vehicular manslaughter/homicide, DOT violations, license reinstatement,
personal injury and property damage collection.
Family Plan: Covers employee and immediate family
for legal support in: consultations, attorney letters, contract and document
review, Will preparation, moving traffic violations, motor vehicle criminal
charges, trial defense, IRS audits and more.
Flexible Spending Accounts
Available: After 3 months of continuous employment.
These enable you to pay for eligible
out-of-pocket healthcare and/or dependent care expenses with pre-tax dollars.
Your predetermined election amount is deducted on a pre-tax basis in equal
increments and contributed to your account(s). Use the healthcare account to pay
for prescriptions, co-pays, orthodontics, and any other out-of-pocket expenses
that may not be covered by insurance.
The dependent care account covers
children under 13 in after school care and and/or summer camp and elderly or
disabled care.
When
eligible expenses are incurred, fax or mail the completed claim form to
FlexAmerica for reimbursement the following week. The Flex Debit card covers
many medical purchases with no reimbursement necessary.
Salary Continuance Program
(Short-Term Disability)
NO COST TO EMPLOYEES
Effective: After three months of continuous
employment. Benefit is available after 7 consecutive calendar days of total
disability to include one standard work week.
Benefit: 66 2/3% of base annual wages up to
12 weeks of total or partial disability.
Benefit is contingent upon continued medical documentation.
Long Term Disability ($1.75 per
week)
Available: After 3 months of continuous
employment.
Benefit: 65% of base annual wages up to age
65 or when disability ends, whichever is earlier. Benefit is contingent upon
continued medical documentation
401k Profit Sharing &
Deferred Earnings Plan
Administered
by SunTrust
Effective: After three months of continuous
employment.
Benefit:
For every dollar you put into the
plan, the company will contribute $0.50, up to 6% of your eligible
compensation.
Vesting: You will be 20% vested at 1 year
40% at 2 years
60% at 3 years
80% at 4 years
100% at 5 years
Life Insurance
NO COST
Effective: After 3 months of continuous employment.
Benefit: Benefit is equal to one times the annual
base wages or a minimum of $40,000 and a maximum of $50,000
Accidental Death & Dismemberment
NO COST
Effective: After 3 months of continuous
employment.
Benefit: Benefit
is equal to one times the annual base salary or a minimum of $40,000 and a
maximum of $50,000
Additional
Accidental Death Insurance is also available.
Employee Assistance Program
Effective: First day on the job.
Benefit: Professional counseling services
available to all employees and their family members at no cost. Services
include, marital, parenting, financial, personal, substance abuse and mental
health counseling
Scholarships
Effective: After three years of active service.
Benefit: Provides employee’s dependents the
opportunity to apply for awards from $500 up to $1,500 each for college,
vocational or technical studies.
Travel Accident Insurance
Effective:
FIRST day of employment
Benefit:
$50,000 policy for accidental death coverage while traveling on the job.
Tuition Reimbursement
Effective: After six months of continuous
employment.
Benefit: Based on state school cost the
Company will reimburse tuition, laboratory and library fees, required course
textbooks, and registration fees for any approved courses the employee
successfully completes. Requires pre-approval.
Florida Rock & Tank Lines, Inc. is
a southeastern transportation company concentrating in hauling by motor carrier
of liquid and dry bulk commodities. Our company is a subsidiary of Patriot
Transportation Holding, Inc. Patriot is a publicly traded company listed on The
NASDAQ Stock Market and whose common stock is traded under the symbol of
"PATR". Patriot is engaged in the transportation and real estate
businesses conducted through subsidiaries.
To learn more about Patriot and to keep up-to-date
on latest news, visit our website at http://www.patriottrans.com/