BENEFITS

Drivers and Hourly Employee 2010 Summary of Benefits

Health, Dental and Vision Insurance all available
Paid Time Off
Paid Holidays
Jury Duty
Funeral Leave
Long Term Disability
FREE Short Term Disability Insurance
FREE Accidental Death Insurance
FREE Business Travel AD&D Insurance
FREE Life Insurance
401(k) Plan with 50% Company Match
Flexible Spending Accounts Available
 


Paid Time Off: Effective after one year of continuous employment.

Benefit:
1 week earned after one year of continuous employment
2 weeks after 2 years
3 weeks after 10 years
4 weeks after 20 years

Holidays: Effective on the first holiday following employment. Benefit provides six paid holidays:  New Year’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, Christmas Day.

Jury Duty- Employees are paid an hourly rate for each day served as a juror.

Bereavement Leave- Employees are paid at the regular rate of pay for up to two days when a death occurs in the family and up to four days when the funeral occurs out of town.

Health Coverage: Blue Cross Blue Shield
Available after three months of continuous employment.

Plan A (in network)
Deductible $950* -3 x family
Out-of-pocket Max $4,000
Co-pay primary $30
Co-pay specialist $65
Coinsurance 70%/30% (in network)
Prescriptions
Generic $10 co-pay
Preferred $50 co-pay
Non-preferred $70 co-pay

Plan B (in network)
Deductible $650* -3 x family
Out-of-pocket Max $3,500
Co-pay primary $25
Co-pay specialist $50
Coinsurance 80%/20% (in network)
Prescriptions
Generic $10 co-pay
Preferred $40 co-pay
Non-preferred $60 co-pay

Plan C (in network)
Deductible $250* -3 x family
Out-of-pocket Max $1,750
Co-pay primary $20
Co-pay specialist $40
Coinsurance 90%/10% (in network)
Prescriptions
Generic $10 co-pay
Preferred $35 co-pay
Non-preferred $50 co-pay

*Participation in AIMM phone calls and pre-registraion with AIMM (medical management service) is required in order to receive the lower "Wellness Plan" rate.

Pre-Registration is Required for:

  • inpatient hospital admissions AND outpatient surgeries
  • high-tech imaging (MRI, CT, PET)
  • maternity                                                                                   


    Dental Coverage: Delta Dental
    Available: After three months of continuous employment.
    Standard
    Deductible $50
    Preventive 100%
    Basic 80%
    Major 50%
    Orthodontia 50%
    Orthodontia Lifetime Max $1,000
    Annual Max $1,000
    Deluxe
    Deductible $50
    Preventative 100%
    Basic 80%
    Major 80%
    Orthodontia 50%
    Orthodontia Lifetime Maximum $1,000
    Annual Maximum $1,250

    Vision Plan: United Healthcare
    Available: After three months of continuous employment.
    In Network Out of Network
    Eye Exam 100% up to $40
    Frames 100% up to $45
    Necessary Contacts 100% up to $210
    Elective Contacts
    –Covered in full
    contacts 100% up to $150
    –All other elective contacts
    up to $150 up to $150
    Spectacle Lenses
    –Single Vision 100% up to $40
    –Bifocal 100% up to $60
    –Trifocal 100% up to $80
    –Lenticular 100% up to $80
    $15 Exam co-pay $30 Materials co-pay

    Prepaid Legal Plans
    Commercial Driver Legal Plan (CDLP): covers employee and spouse/domestic partner in any vehicle you are licensed to drive. Coverage includes representation for serious moving traffic violations, tragic accidents, vehicular manslaughter/homicide, DOT violations, license reinstatement, personal injury and property damage collection.
    Family Plan: Covers employee and immediate family for legal support in consultations, attorney letters, contract and document review, will preparation, moving traffic violations, motor vehicle criminal charges, trial defense, IRS audits and more.

    Flexible Spending Accounts
    Available: After three months of continuous employment.
    These enable you to pay for eligible out of pocket healthcare and/or dependent-care expenses with pretax dollars. Your predetermined election amount is deducted on a pre-tax basis in equal increments and contributed to your account(s). Use the healthcare account to pay for prescriptions, co-pays, orthodontics and any other out of pocket expenses that may not be covered by insurance.
    The dependent-care account covers children under 13 in after-school care and/or summer camp, and elderly or disabled care.

    When eligible expenses are incurred, fax or mail the completed claim form to Pay Flex for reimbursement the following week. The Pay Flex Debit card covers many medical purchases with no reimbursement necessary.

    Salary Continuance Program (Short Term Disability)
    NO COST TO EMPLOYEES
    Available after three months of continuous employment. Benefit is available after seven consecutive calendar days of total disability to include one standard work week.
    Benefit: 50% of base annual wages up to 12 weeks of total or partial disability. Benefit is contingent upon continued medical documentation. Buy up to 66 2/3% is available.

    Long Term Disability
    Available after three months of continuous employment.
    Benefit: 50% of base annual wages up to age 65 or when disability ends, whichever is earlier. Benefit is contingent upon continued medical documentation.

    401(k) Profit Sharing & Deferred Earnings Plan
    Administered by SunTrust. Effective after three months of continuous employment.
    Benefit: For every dollar you put into the plan, the company will contribute $0.50, up to 6% of your eligible compensation.
    Vesting: You will be 20% vested at one year, 40% at two years, 60% at three years, 80% at four years, 100% at five years.

    Life Insurance
    NO COST available after three months of continuous employment.
    Benefit: Benefit is equal to one time the annual base wages or a minimum of $40,000 and a maximum of $50,000.

    Accidental Death & Dismemberment
    NO COST available after three months of continuous employment.
    Benefit: Benefit is equal to one time the annual base salary or a minimum of $40,000 and a maximum of $50,000.
    Additional Buy-Up Life Insurance and
    Additional Accidental Death Insurance are also available.

    Travel Accident Insurance
    Effective FIRST day of employment.
    Benefit: $50,000 policy for accidental death coverage while traveling on the job.